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November 2007

Thursday, 29 November 2007

Completely Irresponsible

C-Pop at Hyde Park Progress jumped the shark with this one in a comments thread:

At one point, in fact, Certified recommended to the Co-Op that they hire a real estate broker, Laurie Goodfriend, who is a very good friend of Certified but not of the Co-Op. She appears not to have beaten the bushes very hard. Again, in this case, there was very little incentive for her to look too hard for a replacement.

Goodfriend's a broker.  She gets paid on commission.  Most people consider monetary compensation a substantial "incentive".  We have folks on the Co-op board with real estate experience, so you'd have to ask them how good a broker Goodfriend is, since that's not my specialty.  But the 47th Street property is a difficult location and she got us one of our best leads for a tenant.

I doubt that C-Pop would have come up with this nugget on his own.  So, was he astroturfed?  If so, by whom?  The thesis of his comment is:

I would go so far as to say that, contrary to the instincts of those who would lay a good chunk of the blame on the University for the current crisis, the "villain", or certainly the proximate cause, is Certified's refusal to cut the Co-Op any slack...

Now, who would have the most incentive to shift blame from the University to Certified?

(Elizabeth F's comment calling the paid Herald ad "Withrow's Ninety-Five Theses" is pretty funny, though.)

Wednesday, 28 November 2007

Mea Culpa on the Paid Ad in the Herald

This week's Herald has a paid ad with a letter from me concerning the election "Fact Sheet" and other issues.  In my letter, I incorrectly described the timing of the University's insistence that Proposal A be passed by the members.  On Monday November 26, the  negotiators for the Co-op during this process stated that that had been the University's position for at least a couple weeks before the Town Hall meeting.  The rest of the board was not informed of this until after that meeting, so it appeared to me that it was a last minute change.

I regret my error and want to reiterate that the Co-op's negotiators for Proposal A's tripartite agreement have been, to the best of my knowledge, solid in their pursuit of the Co-op's interests and the board's fiduciary duties.  They've faced long hours and many frustrations and our community owes them much gratitude for their efforts, even those of us who would  prefer a different outcome in this election.

Tuesday, 27 November 2007

This Blog Needs Some Pictures

Bostraderjoes305 This first photo is one I took when I was in Boston, probably on the amphibious Duck Tour.  I thought it was pretty remarkable that Trader Joe's would set up in a spot with such a narrow storefront.  I don't know how far back the store went because I didn't return to this street.

The Trader Joe's on Clybourn here in Chicago is interesting, too.  You drive in at the rear and park in a garage on the second floor.  Or you enter from the sidewalk in front and go up one flight.  Kudos to them for trying out some unusual urban spaces for their niche grocery.

Newstorefront_web_2 The second photo is from the website Hungry4Change, an astroturfish* anti-Co-op group.   This is an artist's rendering of the new storefront the successor entity-- either Treasure Island or Dominick's-- would get.  Maybe customers will have to bring their own shopping carts?

The University is promising millions of dollars in renovations and there are some less visible improvements that definitely need to be made.  But, grocery stores were built with glass fronts back when they were on urban sidewalks.  Remember how they'd often hang butcher paper in the windows with weekly specials?  Starting in the late 70's, I believe, most chains got away from that window design and went with a solid front.  I've worked in several grocery stores and only the first one had a glass front.

Now, it's possible that this design will work.  But the morning sun could also do a lot of harm.   I'd say there's a fifty-fifty chance that this will end up being wasted money or worse.  Retail design is not one of the University's core competencies and probably won't be until there's a Nobel Prize for it.

*I'm investigating whether "astroturf" is the appropriate description here.

Monday, 26 November 2007

John A.: Optimistic Resistance

Hyde Parker John A. wrote the following letter for the Herald and gave me permission to post it here:

At the November 18 town hall meeting, the Hyde Park Co-Op was very much the talk of the town.  Whatever the ultimate outcome of our local store, it was a historic meeting that will enter the realm of neighborhood legend.  Board members James Withrow and Robert Stanek turned the mood in the Neighborhood Club gymnasium from one of pessimistic resignation to one of optimistic resistance. 

The Co-Op board is facing a decisive advisory vote from its members.  If we were being asked to vote on the Co-Op’s future a year or two ago, I would have been ready to agree with President James Poueymirou that Proposal A, the “debt workout” option, was the best that we could hope for.  Until recently, I saw little hope of doing better than watching our accountable, locally-owned Co-Op be replaced by a large, faceless corporation. 

But as Messrs. Withrow and Stanek pointed out, we have a realistic hope for recovery under Proposal B, bankruptcy through Chapter 11.  We have always had as our core asset a business at the 55th St. store that is profitable, but we now have additional factors in our favor.  We now have a board that understands the full depth of the Co-Op’s problems and is confining itself to broad policy direction.  Furthermore, we have a general manager who, unlike his predecessors, is brimming with energy and comes to us with ideas which he has honed through long experience managing supermarkets in the private sector. 

We could remove life support and give our Co-Op a decent burial, but we can do better than that.  Within the past decade, we have rallied around the International House and the Point.  Now as never before, our Co-Op needs our help.  We have a fighting chance to save the Co-Op if we understand the situation, and do what the situation requires of us. 

The success of Proposal B is contingent on our securing a loan, but it gives the Co-Op a fighting chance at survival.  Those of us member-owners who value the accountability of our Co-Op need to do two things: vote for Option B on our ballots, and be ready to pledge money to buy additional shares.  We are a neighborhood brimming with eloquent residents, but under Chapter 11 we will be in a situation where the only language that matters is that of the balance sheet.  The time is rapidly approaching when we may need to show the National Cooperative Bank and a bankruptcy judge that we believe enough in the future of the Co-Op to put more of our own money into our great neighborhood supermarket. 

*Option A asks us to buy a pig in a poke, sight unseen. It asks us to sign onto the equivalent of a baseball trade where a beloved player who is coming off the disabled list is traded for a player to be named later.  Option B, by contrast, gives us an opportunity to secure something that many of us have long yearned for: a financially solid Hyde Park Co-Op that works.

(*John wrote his piece before the University announced their two finalists: Dominicks and Treasure Island.)

CTA Tattler

The blog CTA Tattler is a fine source for Chicago transit news and gossip.  Today's a good day to check it out since there's a useful article on the legislature's funding battle and the Thanksgiving Day post says everything I would have said, especially this:

CTA employees: To all the bus drivers and motormen, customer assistant agents and janitors, planners, track workers, communications specialists, and everyone else I missed: Thank you.

Monday, 19 November 2007

Too Many Ifs

Deep Throat at Hyde Park Progress apparently attended the Co-op Town Hall meeting (thanks for attending) and posted this about it:

The second option, also known as "Rehab," means the Co-Op would file for Chapter 11 bankruptcy, keep the 55th Street store in operation, and attempt to clean its financial house. However, this option is fraught with 6 very big "ifs."

The 6 Very Big IFs:

Rehab will only work out 1) if the Co-Op is able to get an approximately $2 million loan; 2) if Certified will agree to a $1 million buyout of the 47th Street lease; 3) if the Co-Op can raise "substantial" pledges from the membership for the capital campaign; 4) if General Manager Brandfon stays on and continues to improve operations; 5) if shoppers start spending more food dollars at the store; and 6) if it can pay off all its creditors 100%.

Actually, ownership by the members is dependent only on #1 and #6.  Pledges for a capital campaign will impress potential lenders, but a loan can come our way without them; it's just much easier with pledges.  The GM Bruce stated that he had no plans to leave anytime soon and gave several family-related reasons for why he predicts he'll be staying a while.  And #5 will certainly help our cause, but the the bankruptcy scenarios that Rob has been working on rely on numbers from the past 5 years without any prediction of a bump in sales.  Like the capital campaign, extra shoppers will certainly help, but we could actually meet our targets if we just continue with the same sales and profits numbers.

Deep Throat also overstates the loss the of control that Co-op members, as owners, would have during Chapter 11.  Sure, as our attorney Ron and our GM Bruce (who's previously managed stores during bankruptcy) attested, the bankruptcy courts would have to ok any expenditures outside the ordinary course of business.  We couldn't expand or buy an airplane or a do a hundred other things we have no intention of doing.  Yes, the bank loaning us the money would attach strings to the loan, but no bank wants to actually run operations.

In her second paragraph, Deep Throat states: "No matter which option is ultimately selected, the Co-Op and its democratic community principles will no longer exist, whether the 55th Street store stays in operation or not."  That's the sort of canard that should cause anyone to wonder about the rest of the post.  Clearly, if Proposal A, the university's proposal, is adopted, then the members lose control.  Flat and simple, no ifs ands or buts.  With Proposal B, the Co-op's members would temporarily lose control over some decisions, but mostly decisions we wouldn't be making anyway.  After bankruptcy, when the creditors are paid back, then the Co-op members would again be in full control.

Yes, there are some risks associated with Proposal B.  However, this is simply an advisory referendum to the board.  If there's no financing in place before December 15th, it won't matter how many people vote for Proposal B; the board will still sell out to the University.  I feel very safe in predicting that.

The uncertainty that Rob alludes to is that if we go into Chapter 11, there are some potential scenarios where the Co-op might not enjoy the profits we're used to at 55th Street and then we'd have problems paying back our creditors.  Of course, at that time, the University would have the option of putting its proposal back on the table. 

In any case, Deep Throat failed to mention that Rob, who understands the bankruptcy scenario as well as anyone, also pledged $5,000 to the capital campaign.  And I'm pledging $500 myself right now.  We're willing to put our money where our mouths are.

Sunday, 18 November 2007

Co-op Town Hall Speech

(This is the written form of the speech I delivered tonight at the very well-attended Town Hall forum concerning the Co-op.  I departed from the text a bit, but not substantially, I believe.  Usual disclaimer applies: these are my words only and not a position of the board or the Co-op.)

In a few minutes, Rob Stanek is going to talk about what we would have to do financially to turn the Co-op around.  My task is to explain how the Co-op can be different in the future than it's been these past ten years and why a Co-op future will be better than the University's proposal.

You won't hear any nostalgia from me.  In 2001, I left a job in Austin TX at what may be the best grocery store in the world-- the original Central Market-- and I took a job in computers at the University.  I don't have to tell anyone here that the shopping experience at the Co-op these last few years has often been less than satisfactory.  Empty shelves and broken registers can't be lightly explained away. 

The decision to go into 47th Street and the way that decision was carried out has put the Co-op in a tremendous bind.  And now with 20-20 hindsight, I can see that the boards during my tenure-- and we've all worked very hard to solve these problems-- with 20-20 hindsight, I can see that we should have long ago done what Rob Stanek will propose in a few minutes.

So, no, I don't have any fond memories of the Co-op.  I know many of you do.  For most of the Co-op's 75 years, it ran a pretty good business.  But I have no fond memories.  Because even in the last few years when I've been treated warmly by one of the truly excellent employees there, I've gone away wondering how they continue to excel, considering the poor resources they have to work with.  Being a cashier in a grocery store and having to be nice to strangers for 8 hours a day was the hardest job I've ever had-- and I was at a store everyone was proud of.  I can only imagine what it's been like for the best of the Co-op's employees.

Not that every Co-op employee is great.  It's no secret that there are indifferent people working there, folks who should be doing something else, somewhere else.  When I met with the employees’ representatives, Amelia and Jarrold, for the first time a couple weeks ago, I asked them for one change right away.  I asked that the Front End manager and the Assistant Grocery Manager positions be taken out of the union so that two more managers can initiate discipline procedures when appropriate.  We need two more managers who can do that part of maintaining a quality staff.  Amelia & Jarrold agreed to do what they could straightaway.

But that's not enough.  We also have to break the Co-op's cycle of indifference right now.   The indifference from some employees is not the only problem.  Mistakes by earlier boards have turned off our membership.  And that problem has been exacerbated by boards that, in my opinion, have been overly secretive. 

Of course, the board's secrecy is understandable to some extent.  Even though I'm for more transparency, I still think there are some things you have to keep private-- like personnel matters, vendor relations and some real estate matters.  But we could have communicated more than we have.  One of the problems is that whenever the board hires experts to advise us, we tend to hire folks who have extensive corporate experience.  And those experts, who are used to advising corporations, always tell us not to publicize our options. 

The reluctance of board members to be more transparent is kind of understandable, I guess.  But I think we need to go in a new direction from here on out.  From now on, we need to listen to the experts, but sometimes we need to decide that their advice might be right for corporations but it's not right for a cooperative.

Yes, we need to start acting like a cooperative again.  That's the only way we can break this cycle of indifference.  This upcoming election is the first step toward doing just that.  The Co-op's members will decide the future.  And if y'all decide that we should soldier on, if your vote is a vote of confidence, then we need to continue being open about our situation.  And we'll need to come to the membership from time to time to address our needs in concrete ways. 

How can we pay for capital improvements while using our profits to pay off our debts?  The same way other cooperatives do it.  They go to the members and sell stock for specific purposes.  They hold capital drives.  Are there enough people in Hyde Park still willing to contribute in that way?  Sure there are.  You may not realize it, but many members have hundreds of dollars in Co-op stock.  They could have withdrawn it over the last several years when it was obvious that their stock might end up being worth nothing—as it will be if we accept the University's proposal.  They could have redeemed their shares, but they chose not to.  I myself, knowing full well how bad our situation was, bought extra shares during the scanner debacle.

Yes, we have to start acting like a cooperative again. 

Now, what's the alternative put before us?  The University wants to buy back the remainder of our lease, which would otherwise give us 11 years to pay our debts and turn things around.  My understanding is that th University feels it can re-let the space to another grocer and recoup their investment, more or less.  That's a reasonable proposal and I'm sure they have good intentions toward the neighborhood.    I think they always have had good intentions.  Sometimes their plans work and sometimes they don't.  Usually, it ends up being a mixed bag.  In this case, the plan is to invest and then re-coup that investment with a long-term lease with another grocer.  And by long-term, I'm sure we're talking at least 20 years, probably 25 or even 30.

So who would this next grocer be?  They're not saying.  They want you to approve their plan without even telling you publicly what grocer you're getting.  Without telling you what grocer you're getting at this point in time. I say that because these chains, corporate or family-run chains, tend to change hands a lot.  Even if the new grocery started out as a better store at first, we have no idea who it would be even eleven years down the road-- let alone what it would be like by then. 

The new store could be better than the Co-op.  Or it could be worse.  Or it could be the equal of what the Co-op is now.  On the other hand, if the Co-op can refinance and pay off its debts thru its 55th Street store profits, we know who the grocer will be and that the store will be better.

Folks complain that the Co-op needs to be more transparent.  And sometimes there's plenty of truth to that.  On the other hand, this is the second neighborhood forum in the last 3 years concerning the Co-op.  Even non-members have been allowed to come and speak at both forums.  But the Co-op isn't the only underperforming store in our community.  You know, Village Foods is far from a shining example of retail acumen, too.  When are we going to see a public forum about that grocery store? 

Do you think the grocer the University wants to replace us with will be this forthcoming?  Shoot, they won't even step forward and identify themselves.  Years from now, when they're in the second decade of their lease, we'll look back and point out that their lack of transparency started before they even opened for business.  If they can't commit to identifying themselves as the interested party now, what do you think their commitment to the neighborhood will be going forward?

So, sometimes the transparency complaints are a little unreasonable, when they're made out of context.  But those are far from the most unreasonable complaints.  I'm certainly willing to admit that the Co-op has often been a bad grocery store over the last few years.  But I've also seen some patently ridiculous speculations on what that's meant for our neighborhood.  Somehow, the Co-op has become a scapegoat for the shortage of retail, even though our retail deficiencies go back 50 years to urban renewal-- when the authorities in Hyde Park decided our neighborhood should be more like a suburb.

The critics have even begun saying that huge amounts of money are being spent on groceries outside our neighborhood.  Oh, sometimes they'll even tell you that the Co-op is responsible for $50 or even $75 millions of dollars spent elsewhere.  Let me set the record straight.  The 55th Street store's sales have been flat at $25M since 1995.  Maybe you can argue that we should be at $30M to keep pace with inflation in food prices.  Ok, I'd accept that we're $5M short of where we should be.  But let me ask you this-- if the people who drive to get groceries elsewhere all started shopping at the Co-op-- that $50M or more of other shoppers-- where are they going to park?

What Hyde Park needs is more choice in grocers.  The Co-op board, over the last few years, has changed course, departing from the monopolization tendencies of the boards in the 90s and even before.  We've sold one location to Hyde Park Produce and both plans would give the 47th Street location to Certified Grocers.  If they want to put one of their client stores in there, they can.  Say what you will about our boards’ mistakes, but at least we’ve been helping to facilitate more choices for Hyde Parkers.

And yes, Hyde Park and the surrounding neighborhoods could support at least one and probably two or three more large groceries.  Choice, competition is the way out of our community's deficiency of grocery stores.  So, why haven't they been built?  Well, one factor, although certainly not the only factor, is that one large entity keeps buying up the land that a grocery store could be built on.  The University, at any time, could solve most of our grocery problems by using some of its land for another large store.  They choose not to do so.  That's their right, but it's also their choice. 

Now, the University comes to the Co-op members, and with the best of intentions-- I really believe that-- the University asks y'all to vote that an unknown corporate entity should enjoy a monopoly position here in Hyde Park for the next 20 or 30 years.  Because that's the University’s choice.

The other ridiculous assertion is that cooperatives are a thing of the past, useless in today's world.  Hyde Parkers make that assertion even though the best bookstore in the country for academic titles is a cooperative right in our neighborhood-- the Seminary Co-op Bookstore.  For the last two years, I've gone to yearly conferences concerning cooperative grocery stores and I can tell you that there are plenty of Co-ops elsewhere which are doing great.  Many, many are even thinking of expanding-- which I always warn them against. 

Being a cooperative is not what has sunk our Co-op.  Not acting like a cooperative has been the problem.

Some will point out, correctly, that most of the successful cooperative grocers-- most but not all-- are health food stores, stores that serve a specific niche.  They try to do one thing well and succeed.  Right.

Our Co-op hasn’t done that.  Instead, we’re expected to be all things to all people.  Somehow, we’re expected to satisfy the diverse tastes of Hyde Parkers-- and we’re truly a motley crew-- all in one 30,000 square foot stores.  It’s an impossible task.  I can tell you now that the corporate store the University has in mind won’t even try to do that.  They’ll do what they do well and that’s it.  If you don’t like it, you can shop elsewhere.

At these other successful cooperatives, does the board of directors run the grocery store?  Of course, not.  They hire a General Manager to run the store.  The board’s job is to hire that GM, monitor that GM and to articulate a vision for that GM.  We should not be running the store.  The vast majority of successful cooperatives use Policy Governance, Policy Governance, as a process to govern the cooperative, to keep themselves from micromanaging.  We should, too.

One of the board’s true accomplishments these last few years has been hiring and Bruce Brandfon, who’s a terrific General Manager.  He's charting a different course for us, with realizable goals.  Given reasonable resources and a vote of confidence from the membership, he and his successors can make the Co-op a store we can be proud of.

And it will be much simpler to monitor future GMs when we have only the 55th Street to worry about.

That’s my prescription for success.  We refinance our debts and raise capital thru member drives to give our employees the resources they need.  We should institute Policy Governance and and monitor a single location.  We should stick to the course taht Bruce Brandfon has charted for us.  And, in all things, we should start acting like a cooperative.

Now, some are saying that it's time for the Co-op to die a dignified death.  Since when did Hyde Parkers choose to quit and die a dignified death?  I'd rather go on fighting.

Friday, 16 November 2007

Co-op Financials

(Usual Disclaimer: these figures represent my understanding and I don't speak for the board as a whole.)

If I do this post right, you'll ask yourself why it took so long to get an understandable look at the Co-op's financial picture.  I can only say that distilling the numbers to this point has taken a lot of effort.

Some of the Co-op's debts are normal for a retail operation.  About $450K is owed to Certified Grocers, our main wholesaler, at any given moment.  Another $500K  is owed to other trade vendors.  In both cases, this represents about 14 days worth of purchases, on average, more or less.  Very normal, really. 

Another $450K is in the broad category of professional services, some of which is a decade old.  That's definitely money we owe and we have to pay back, but in most cases these are Hyde Parkers who also want the Co-op to survive.

We have a loan outstanding from Certified Grocers for about $1M, but we also have stock in that cooperative and rebates due which pretty much equal that in value.  As far as 55th Street goes, Certified is a wash.

Then there are the more pressing abnormal debts.   LaSalle Bank has an outstanding loan to us of $685K, payable over the next 4 years.   We're behind in our rent payments to the University for 55th St, to the tune of $1.2M.  Additionally, we owe about $300K for the lease of the new front end systems, the register scanners.  The lease at 47th Street could be rejected in bankruptcy court for 15% of its future costs or roughly $2.3M (or even less if a new tenant could be found).

So, those pressing debts are the ones that matter as we look for refinancing.  The Co-op owes about $4.5M in atypical debts, mostly an outgrowth of the 47th Street expansion, and the only asset we really have is our lease for the 55th Street store, which is a very profitable business.  Year after year, that location makes over $1M in profits. 

How many years would it take to wipe out that debt?  It's difficult, but not hopeless.

Co-op Rumors & Truths

I know there are several rumors going around concerning the Co-op.  I'm still working on a rough sketch of our financial situation and hope to have something up later today.

But the rumors give me a chance to address specific questions.  The usual disclaimers apply.  These are my views only and don't represent the position of the entire board or all board members.

Has the Board endorsed the debt-workout proposal from the University?

No, the board has not yet endorsed any specific proposal, although we may do so soon.

Is the Board committed to holding a vote concerning the debt-workout proposal that would replace the Co-op at 55th Street?

Yes, we are committed to letting the membership vote on this issue and have every intention of honoring that vote.

Has the Co-op been offered a $2.4M loan?

Yes and no.  The offer can be more accurately described as a term sheet.  That means it's a serious step toward an agreement, but not exactly an offer.

The term sheet provisions also depend on Certified releasing us from our obligations at 47th Street for about $1M.  Looking at this from Certified's perspective, I don't think they would agree to that specific deal at any time.  At this point, Certified may see it as being in their best interest to agree to $1M in conjunction with terms that would have the Co-op replaced at 55th St with another of their client stores.  If the proposal is turned down and we go into Chapter 11 reorganization, my understanding is that we could reject the 47th St lease and owe a maximum of $2.3M on that.  So, Certified might be better off having us go through Chapter 11 or helping to get the Co-op replaced at 55th Street.

Why would Certified want us out at 55th Street?

Our lease at 55th Street runs for 6 more years with an option for 5 additional years.  We have the right to exercise that option at any moment that we are current on our rent.  So, that's 11 years to convince the University that they should sign another lease with us.  We're also an entity with a shaky financial outlook.  Certified may see themselves as better off with a client store that's part of a chain and would be signing a long-term lease at 55th Street-- more like 20 years or even 25.

So, what does the proffered term sheet for a $2.4M loan really mean?

Well, there's at least one bank (actually, three) still discussing this situation with us.  Keep in mind that the 55th Street store returns a $1M a year profit year after year with no reason to think that will change anytime soon.   This is not a hopeless situation.

Thursday, 15 November 2007

The Crowd Chanted "Eli! Eli! Eli!"

Solsticeonthepark2 Ok, they didn't really chant.  But it was pretty much a lovefest for Eli Ungar at the standing room only community meeting concerning his Solstice on the Park project.  I don't remember a single hostile question, actually.

After a truly informational presentation by architect Jeanne Gang and others involved, Alan D. began the questioning by asking how tall the old Windermere West Hotel was.  You know, because it was actually still there when he arrived in Hyde Park.  And that was before urban renewal.  Maybe he was going to make the point that Solstice would be a much taller building.  Maybe he was just nostalgic.  But not only did Jeanne Gang know the answer to his question-- it was about five stories-- she also had a slide of it.  And the whole episode illustrated that these were people who have done their homework.  They understand the context of the neighborhood.

Interspersed with questions about the specifics of the changes to alleys and traffic flow and shadows, the project was showered with accolades.  The South East Chicago Commission, the Interfaith Organization and its affordable housing arm, residents up and down the affected blocks got up one after another to endorse this project.  MC Graham Grady was warm & humorous and, except for the parade of questions from the smart woman in the front row who lives across the alley, he kept things moving.

Near the end, I thought one commenter was tempting fate and he could have ruined everything.  Peter Rossi-- yes, that Peter Rossi-- made the statement that absolutely no one would be worse off from this project.  Well, there's always someone negatively affected by development and I fully expected to hear from a couple people with small gripes, which could have then started a stampede.  But even with Rossi's dare, all we got were more thoughtful questions and accolades for Gang & Ungar.

The message is clear for all developers who want to build in Hyde Park.  Go ahead.  Come on down.  All we ask is that you hire the hippest architect in the Midwest, make a generous agreement with the affordable housing folks, visit umpteen community organizations, be courteous & polite no matter how nasty people get and replace an ugly parking lot.  Is that so much to ask?